Looking to buy a home? Start with a mortgage pre-approval—it's the crucial first step. At Anushka Gurnani Mortgages, we specialize in providing comprehensive mortgage pre-approval services, ensuring you secure the best rates and terms tailored to your needs.
Why get pre-approved? It defines your budget, saving you time in your home search by focusing on homes within your financial reach. Our pre-approval process helps you understand your monthly payments and offers a rate hold for up to 120 days. Acting confidently, you can make stronger offers on homes you love, impressing sellers and increasing your negotiating power.
Facing challenges qualifying for a mortgage? We offer expert advice on strategies like increasing your downpayment, improving your credit, or adding a co-signor. Trust us to guide you through the entire process.
Once pre-approved, we assist you in navigating the real estate market in Mississauga, Toronto, and the GTA. Our website keeps you updated with the latest mortgage rates, helping you make informed decisions about the right mortgage product for your unique situation.
Ready to turn your homeownership dreams into reality? Contact Anushka Gurnani today and let's get you pre-approved for your dream home!
Q: What is mortgage pre-approval?
A: To get a mortgage pre-approval, we will have a lender review your downpayment and financial situation to determine how much mortgage they are willing to give you. This process helps you determine your budget and ensures you make good decisions about your home search. A pre-approval isn’t a mortgage approval because the lender will need to review the property you are buying and will determine if any changes in your financial situation will affect your mortgage qualifying.
Q: Why should I get pre-approved for a mortgage?
A: Getting pre-approved for a mortgage will help you determine your budget and save you time during your home search. It also shows sellers that you are a serious buyer and can give you an advantage in a competitive housing market. You’ll know what your monthly mortgage payment will be so you can prepare a budget for your new home, and you’ll get a rate hold for up to 120 days so you’ll be protected should rates rise.
Q: What are the current best mortgage rates?
A: Mortgage rates in Mississauga, Toronto, and the GTA can vary depending on the lender and the type of mortgage product. Our website provides up-to-date information on the best mortgage rates available, allowing you to spend less time doing online searches for the best mortgage rates.